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About the application:

When a homeowner receives a home deed, he or she must file the original deed with the appropriate government office. This is often the duty of the escrow agent or title agent. The home deed proves that ownership has transferred from one owner to other. The process of bringing the deed to the recorder’s office is called “recording” the deed. This is the only method the transfer is legally recognised. Deeds that are properly recorded reach the office within two weeks to three months after the house closes.Each state has various laws, called “recording statutes,” regarding home deeds and mortgage documents. Although the requirements vary from state-to-state, each state requires the formal recording of true property in a county office in order to be valid. This means that almost every properly recorded property will have a mortgage record on public file (provided there have been any mortgages).Soon after the homeowner closes a mortgage, the info becomes part of the public record. The public can access these documents from the state recorder’s office or using an online public records find for the duration of the loan. Once the homeowner pays the full amount of the mortgage, the lender releases it. After this time, the lender can no longer sell the mortgage to other lender.